Employee Benefits | Republic Insurance

Benefits that support people—and the business behind them.

Republic Insurance Group provides employee benefits solutions designed to help employers attract talent, manage costs, and deliver meaningful protection to their workforce.

Employer-focused, compliance-aware guidance
Solutions for small to mid-sized organizations
Ongoing support beyond annual renewal

What Are Employee Benefits?

More than coverage—part of your total compensation strategy

Employee benefits include health insurance and supplemental programs that protect employees and their families while supporting recruitment, retention, and productivity.

At Republic, we approach benefits as a strategic business tool, balancing cost control, employee experience, and regulatory responsibility.

Core Employee Benefit Offerings

Group Health Insurance

Fully insured and level-funded plans
PPO, HMO, and HDHP options
Employer contribution strategy guidance
Network and plan design evaluation

Dental & Vision

Standalone or bundled options
Employer-paid or voluntary structures
Coverage aligned with workforce needs

Life Insurance

Employer-paid basic life
Voluntary employee and dependent life
Key employee and executive considerations

Short-Term & Long-Term Disability

Income protection for illness or injury
Employer-paid or contributory options
Coordination with leave policies

Voluntary & Supplemental Benefits

Many employers add voluntary benefits to improve the benefit package & employee satisfaction without significantly increasing employer cost, including:

Accident insurance
Critical illness coverage
Hospital indemnity plans
Supplemental disability options
Identity theft and legal services

These programs allow employees to customize coverage based on their personal needs.

Employers at every stage

We work with organizations across a wide range of industries, including:

Small and mid-sized businesses
Family-owned and privately held companies
Nonprofits and mission-driven organizations
Public entities and quasi-governmental groups
Professional firms and service businesses
Multi-location and growing employers

Benefits don’t need to be complex—but they do need to be intentional.

How Republic partners with employers

1. Workforce & goal review
We assess employee demographics, budget, and objectives.

2. Plan design & market strategy
Plans are structured to balance cost, coverage, and access.

3. Employee communication & enrollment
Clear explanations to improve understanding and participation.

4. Ongoing service & advocacy
Support for renewals, changes, and employee questions throughout the year.

Why benefits matter

For Employers

Improved recruitment and retention
Predictable benefit budgeting
Competitive compensation strategy
Reduced administrative burden

For Employees

Access to quality healthcare
Financial protection for unexpected events
Peace of mind for families
Clear understanding of available benefits

Why Republic Insurance Group

A stewardship-focused approach to benefit solutions

Employee benefits fail when they’re treated as a once-a-year transaction.

What sets us apart:

Clear, jargon-free guidance
Solutions scaled to employer size
Coordination with payroll and HR partners
Long-term relationship focus

What clients value most:

Predictable renewals
Straightforward employee communication
Advisors who understand business realities

What helps us move swiftly

To prepare a benefits quote or review, we typically request:

Number of eligible employees
Current benefit offerings
Employer contribution approach
Payroll structure
Renewal or effective dates
Prior claims experience (when available)

Frequently Asked Questions

1) Are employee benefits required by law?
Some requirements apply based on employer size, but many benefits are optional and strategic.

2) Can small businesses offer competitive benefits?
Yes. Proper plan design can deliver strong value at manageable cost.

3) How often should benefits be reviewed?
Annually, and whenever workforce or budget changes.

4) Are voluntary benefits worth offering?
Often yes—they enhance value with minimal employer expense.

5) How do benefits affect employee retention?
Strong benefits are consistently ranked among top retention drivers.

6) What happens when an employee has a claim issue?
We assist with carrier coordination and advocacy.

Benefits built for people and performance.

From foundational health plans to supplemental benefits, Republic Insurance Group delivers employee benefits solutions designed to support employees and strengthen organizations.