Private Client Solutions | Republic Insurance

Discretion. Stewardship. Protection.

Republic Insurance Group provides highly confidential insurance and risk management solutions for family offices and private clients—designed to protect complex assets, preserve privacy, and support long-term legacy planning.

White-glove service with strict confidentiality protocols
Bespoke coverage for complex, high-value assets
Long-term advisory relationships, not transactional policies

Confidentiality Comes First

Privacy is not a preference — it’s a requirement

In a recent consumer study, 88% of affluent consumers ranked client confidentiality as “extremely important.”

For family offices and private clients, insurance is not simply about coverage — it is about information control, discretion, and trust.

At Republic, confidentiality is embedded into:

How information is collected and stored
How markets are approached
How claims are handled
How advisors communicate

We treat privacy as a risk management discipline, not a marketing slogan.

Built for complexity, scale, and privacy

We work with individuals and families whose insurance needs extend beyond standard personal lines, including:

Single-family and multi-family offices
High-net-worth individuals and families
Owners of closely held businesses
Ranch, land, and mineral owners
Private investors and principals
Legacy families managing generational assets
Trustees, fiduciaries, and advisors

If your assets span entities, states, and generations, your insurance must be architected — not quoted.

Insurance as part of a broader risk strategy

We approach private client insurance as a strategic risk management function, not a retail product.

Our philosophy:

Protect the balance sheet
Minimize public and legal exposure
Align insurance with estate and succession planning
Reduce volatility and surprise

We operate quietly, deliberately, and with long-term intent.

Bespoke coverage solutions for complex assets

High-Value Property

Primary residences, secondary homes, and estates
Ranches, farms, and large landholdings
Historic or custom construction
Privacy-sensitive valuation and inspections

Personal Liability & Excess

Large personal umbrella and excess liability limits
Protection against catastrophic claims
Coordination across multiple entities and exposures

Auto & Specialty Vehicles

High-value personal vehicles
Collector and specialty autos
Ranch, farm, and private-use fleets

Aviation & Marine

Private aircraft and hangars
Yachts, boats, and watercraft
Crew, storage, and operational exposure

Equine & Livestock

High-value horses and breeding stock
Mortality, medical, and transit coverage
Ranch and equine liability coordination

Collections & Specialty Assets

Fine art, jewelry, and collectibles
Firearms and sporting assets
Wine, spirits, and unique personal property

Beyond traditional personal insurance

For family offices and complex estates, we often coordinate:

Entity-level risk alignment (LLCs, trusts, holding companies)
Captive and alternative risk strategies (where appropriate)
Risk financing and retention analysis
Claims governance and advocacy protocols
Coordination with legal, tax, and advisory teams

Insurance is positioned as part of the family’s operating system, not a standalone function.

A private-client culture, not a department

Republic’s Private Client practice is built around trust, continuity, and discretion.

What sets us apart:

Strict confidentiality standards
Limited advisor access — no call centers
Customized market approach per client
Quiet claims management and advocacy
Long-term, relationship-driven service

What our clients value most:

Advisors who listen before recommending
Clear explanations without oversharing
Confidence that their affairs remain private

Our private consultation is thoughtful, yet un-intrusive

Our review process is respectful, efficient, and client-controlled. We typically assess:

Asset structure and ownership entities
Existing insurance programs
Liability profile and visibility risk
Geographic and operational exposure
Succession and generational considerations

No unnecessary data requests. No mass-market process.

Frequently Asked Questions

1) How do you protect client confidentiality?
Through restricted access, controlled market communication, and disciplined internal protocols.

2) Do you work with family offices directly or through advisors?
Both. We frequently collaborate with attorneys, CPAs, trustees, and investment advisors.

3) Are you able to handle complex, multi-state assets?
Yes. Many of our clients operate across jurisdictions and entity structures. If we do not currently operate in a jurisdiction we will consider entering that market for our private clients.

4) Do you offer captive or alternative solutions for private clients?
Where appropriate, yes — particularly for families with operating businesses or significant liability exposure.

5) How often are programs reviewed?
Typically annually, or when material changes occur.

Discretion is not optional. It’s foundational.

For families and principals who value privacy, clarity, and long-term stewardship, Republic Insurance Group delivers private client insurance with the discipline it deserves.