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Protecting the platforms and institutions that inform, connect, and entertain communities.

Republic Insurance Group provides specialized insurance and risk management solutions for regional technology companies, media organizations, entertainment venues, and telecom providers—built for operations where uptime, reputation, and public trust matter.

Printing Press Machine

Community-based operators and regional brands

We work with organizations that serve specific regions and industries—often with lean teams and high expectations—including:

Technology & Digital Services

  • Managed service providers (MSPs) and IT consultants

  • Local software and app developers serving specific industries

  • Website, marketing, and creative agencies

  • Data, billing, and workflow platforms for niche markets

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Media & Publications

  • Local and regional newspapers and digital news outlets

  • Specialty and trade publications (including association-owned publications)

  • Regional lifestyle publications and western/ag publications

  • Radio stations and regional broadcasting groups

  • Local TV stations and production teams

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Entertainment & Venues

  • Performing arts centers, playhouses, and opera houses

  • Live music venues and event halls

  • Community theaters and touring productions

  • Festivals, shows, and ticketed live events

  • Event production crews (audio/visual, lighting, staging)

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Telecom & Connectivity

  • Regional internet service providers (ISPs)

  • Wireless internet providers (WISPs)

  • Fiber and tower operators

  • Telecom contractors and service providers

  • Call centers and communications operations

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If your organization delivers information, connectivity, or entertainment to a defined community, your risk profile is different than big-city or national operators—and your insurance should reflect that.

Core Coverage Solutions

Coverage built for connectivity, content, and venues

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Technology Errors & Omissions (Tech E&O)

  • Claims arising from services, software, or managed IT

  • Allegations of failure to deliver contracted results

  • Coverage aligned to SLAs, MSP agreements, and project work

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Media Liability / Publishers E&O

  • Defamation, libel, slander, and invasion of privacy allegations

  • Copyright and intellectual property disputes

  • Coverage for editorial, publishing, and advertising content

  • Digital + print operations aligned under one structure

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Cyber Liability & Data Privacy

  • Ransomware and network intrusion

  • Business interruption due to cyber events

  • Privacy liability and notification costs

  • Vendor breach and third-party data exposure

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General Liability

  • Premises and operations liability

  • Public interaction for venues, stations, and offices

  • Advertising injury (as applicable)

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Property & Equipment (Including Inland Marine)

  • Studios, transmitter sites, office locations

  • Production equipment, cameras, lighting, sound systems

  • Mobile gear for on-location production and events

  • Tower-site and technical equipment considerations

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Workers’ Compensation

  • Crews, technicians, installers, and field staff

  • Proper classification for A/V production and telecom work

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Umbrella & Excess Liability

  • Increased limits for venues, public interaction, and contractual requirements

  • Important for high-attendance events and high-visibility organizations

Sector-Specific Considerations

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Local TV Stations & Broadcasters

  • Media liability for content and reporting

  • Equipment protection for studio and field gear

  • Auto exposure for vehicles used in field production

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Trade & Association Publications

  • Publishers E&O for editorial decisions and advertising

  • IP and content reuse disputes

  • Cyber exposure for subscriber lists and payments

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Regional ISPs, WISPs & Telecom Providers

  • Tech E&O for service performance allegations

  • Cyber for network events and customer data

  • Property coverage for critical infrastructure and equipment

  • Contractor exposure for installers and service technicians

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Live Entertainment Venues (Playhouses, Opera Houses, Performing Arts Centers)

  • Premises liability and crowd-related incidents

  • Special event and liquor liability (when applicable)

  • Equipment and stage property coverage

  • Event cancellation options for key performances

Professional Studio Setup

Where exposure is highest

These organizations carry risk that’s often highly public and time-sensitive, including:

  • Service failure or downtime impacting customers

  • Contract disputes (SLAs, uptime, deliverables, performance standards)

  • Content-related claims (defamation, privacy, copyright)

  • Errors & omissions allegations against professionals and vendors

  • Data breaches, ransomware, and system interruptions

  • Equipment loss, damage, or breakdown (broadcast and production gear)

  • Event cancellation and venue-related liability

  • Employment and management disputes in lean organizations

 

Our focus is keeping organizations insurable while protecting reputation and continuity.

Why Republic Insurance Group

A practical approach for organizations that live in the public eye

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Small-market organizations can’t absorb prolonged downtime, public disputes, or insurance confusion.

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Our approach:

  1. Operational review – how content is produced, services are delivered, or events are run

  2. Contract alignment – coverage structured to meet SLAs, vendor agreements, and venue requirements

  3. Coverage architecture – E&O, media, cyber, property, and GL coordinated

  4. Claims advocacy – calm support when incidents become public, fast

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What clients value most:

  • Coverage that matches the real business model

  • Fast answers and clear recommendations

  • Protection that supports long-term stability

Concert Hall

Sector-Specific Considerations​

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Local TV Stations & Broadcasters

  • Media liability for content and reporting

  • Equipment protection for studio and field gear

  • Auto exposure for vehicles used in field production

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Trade & Association Publications

  • Publishers E&O for editorial decisions and advertising

  • IP and content reuse disputes

  • Cyber exposure for subscriber lists and payments

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Regional ISPs, WISPs & Telecom Providers

  • Tech E&O for service performance allegations

  • Cyber for network events and customer data

  • Property coverage for critical infrastructure and equipment

  • Contractor exposure for installers and service technicians

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Live Entertainment Venues (Playhouses, Opera Houses, Performing Arts Centers)

  • Premises liability and crowd-related incidents

  • Special event and liquor liability (when applicable)

  • Equipment and stage property coverage

  • Event cancellation options for key performances

Frequently Asked Questions â€‹

1) Do local media outlets need media liability insurance?
Often yes. Content-related claims can be costly even when reporting is responsible.

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2) Do ISPs need E&O coverage if they already have general liability?
Yes. General liability doesn’t cover service performance allegations or outages.

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3) Is cyber insurance necessary for small regional providers?
Yes. Smaller organizations are frequent targets and still face regulatory and recovery costs.

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4) Do theaters and performing arts centers need special event coverage?
Often. Large performances, guest artists, and ticketed events can require tailored coverage.

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5) How does equipment coverage work for mobile production gear?
Inland marine coverage is typically used to protect gear that moves off-premises.

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6) How often should coverage be reviewed?
At least annually, and anytime operations, contracts, or equipment change.

Satellite Dish

Built for the organizations that keep communities connected.​
​From local stations and trade publications to regional internet providers and performing arts venues, Republic Insurance Group delivers insurance solutions designed for modern risk in community-based markets.

Disclaimer: Insurance coverage varies based on location, policy, and individual business circumstances. For details about coverage in your state, consult with a licensed insurance agent. The information provided on this site is for general reference only and does not guarantee compliance with state or federal laws. Coverage specifics are determined by the terms, definitions, and exclusions outlined in each individual policy. © Copyright 2025 Republic Insurance Group. All rights reserved.

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