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Built for livestock, crowds, and controlled chaos.


Republic Insurance Group delivers specialized insurance and risk management solutions for stock shows, fairs, rodeos, and agricultural events—designed for environments where animals, participants, volunteers, and the public come together at scale.

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  • Coverage structured for livestock and arena exposure

  • Experience with multi-day, multi-participant events

  • Claims advocacy for serious, high-visibility incidents

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Agricultural events and western sports

We work with event organizers, associations, and venue operators, including:

  • County, regional, and state stock shows

  • Livestock exhibitions and youth shows

  • Rodeos (Professional, amateur, and local circuits)

  • Fairs and agricultural festivals

  • Jackpot ropings and barrel racing events

  • Sale barns and auction events

  • Event committees and nonprofit associations

  • Fairgrounds and arena operators

 

If livestock, spectators, and volunteers are present, insurance must be designed around animal behavior, crowd control, and contractual risk.

Core Coverage Solutions

General Liability

  • Premises and operations liability

  • Spectator and participant exposure

  • Livestock-related injury allegations

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Participant Accident Coverage

  • Supplemental medical coverage for contestants

  • Youth and amateur participant protection

  • Helps reduce severity and disputes

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Livestock & Animal Liability

  • Injury caused by animals

  • Animal handling and chute exposure

  • Coverage aligned with event activities

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Property & Equipment

  • Arenas, barns, pens, and temporary structures

  • Chutes, fencing, and livestock equipment

  • Event-owned equipment and supplies

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Commercial Auto / Non-Owned Auto

  • Event vehicles and transport

  • Volunteer and staff driving exposure

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Workers’ Compensation / Volunteer Accident

  • Paid staff and officials

  • Volunteer injury protection

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Umbrella & Excess Liability

  • Additional limits for high-attendance events

  • Often required by venues and sponsors

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Specialty Coverages & Considerations

Depending on event scope, we may recommend:

  • Event Cancellation or Weather Coverage

  • Liquor Liability (if alcohol is served)

  • Abuse & Molestation Coverage (youth events)

  • Directors & Officers (D&O) for associations and boards

  • Cyber Liability for ticketing and registrations

  • Vendor & Exhibitor Certificate Management

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Where exposure truly lives

These events combine live animals, heavy equipment, and large crowds, creating unique risk such as:

  • Participant and spectator injury

  • Livestock escape or animal-caused injury

  • Property damage to facilities and equipment

  • Vehicle and trailer movement on grounds

  • Volunteer and temporary staff injuries

  • Alcohol service and concession exposure

  • Weather-related cancellation or interruption

  • Public scrutiny following incidents

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Our focus is protecting the event, the venue, and the organizing body.

Why Republic Insurance Group

An arena-aware approach to event insurance

Stock show and rodeo insurance fails when advisors underestimate livestock behavior, crowd flow, and volunteer involvement.

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Our approach:

1. Event & venue review
Animals, activities, attendance, and duration.

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2. Coverage architecture
Liability, participant accident, property, and umbrella aligned.

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3. Contract & certificate coordination
Vendors, exhibitors, sponsors, and venue requirements addressed.

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4. Claims advocacy
Hands-on support during serious or public incidents.

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What organizers value most:

  • Advisors who understand livestock events

  • Coverage that satisfies venues and sponsors

  • Fast response when incidents occur

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What helps us move efficiently

To prepare a quote or event review, we typically request:

  • Event name, dates, and location

  • Expected attendance and participants

  • Types of livestock and activities

  • Venue ownership and contracts

  • Alcohol service details (if applicable)

  • Volunteer and staffing details

  • Prior loss history

  • Current insurance and renewal dates

Frequently Asked Questions â€‹

1) Does general liability cover livestock-related injuries?
It can, but limits, exclusions, and endorsements matter greatly.

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2) Is participant accident coverage required?
Often yes, especially for youth or amateur events.

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3) Are volunteers automatically covered?
Not always. Volunteer coverage must be structured intentionally.

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4) Do vendors need their own insurance?
Yes. Proper certificates and limits are critical.

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5) Can weather cancellations be insured?
Sometimes. Coverage depends on timing and event structure.

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6) How often should event insurance be reviewed?
For every event cycle or material change.

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Insurance built for the arena.

From livestock shows and fairs to full-scale rodeos, Republic Insurance Group delivers insurance solutions designed for agricultural events and western sports.

Disclaimer: Insurance coverage varies based on location, policy, and individual business circumstances. For details about coverage in your state, consult with a licensed insurance agent. The information provided on this site is for general reference only and does not guarantee compliance with state or federal laws. Coverage specifics are determined by the terms, definitions, and exclusions outlined in each individual policy. © Copyright 2025 Republic Insurance Group. All rights reserved.

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